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Home Loans

Tips

Pre-application Checklist

One way to make the home loan process quick and simple is to ensure you have all the necessary documentation before you apply for your loan.

The documents we need from you to prepare your application will be confirmed during your discussion with us.

Below we have outlined the minimum documentation required in applying for a loan.

Income PAYG
Self-employed
Savings
Commitments
Other

Income PAYG

Three of your most recent payslips plus your last two Group Certificates or Tax Returns.
Current letter of employment with your start date and salary (only needed if you started your job this financial year).

Self-employed

Copies of the past two years Tax Returns for both yourself and your business.

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Savings

5% of your deposit as genuine savings with at least six months history. Include bank statements, term deposit statements and/or share certificates.

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Commitments

Other loan repayment statement for previous three months.
Current credit card statements for previous three months.
Details of personal guarantees.

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Other

Completed front page of the Contract of Sale

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